Terms of Service for ramonandrade.com

Last Updated: October 2, 2025

Please read these Terms of Service ("Terms") carefully before using the website ramonandrade.com (the "Site"), operated by Ramón Andrade ("I", "me", or "my").

1. Agreement to Terms

By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Site.

2. Intellectual Property

The Site and its original content, including text, graphics, images, and the content derived from the book "The Busy Attorney's Guide to Financial Statements", are the property of Ramón Andrade and are protected by copyright and other intellectual property laws. The copyright for the book is dated 2025.

3. Site Content and Use

The content on this Site is for informational and educational purposes only. It does not constitute financial or legal advice. You should consult with a professional for advice tailored to your specific situation. You agree not to use the Site for any unlawful purpose.

4. Third-Party Links & Purchases

The Site contains links to third-party websites, such as Amazon.com for purchasing the book. These links are provided for your convenience only. I have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. All purchase transactions are handled by the respective third-party retailer and are subject to their terms and conditions.

5. Disclaimer of Warranties

The Site is provided on an "AS IS" and "AS AVAILABLE" basis. I make no warranties, expressed or implied, regarding the operation of the Site or the information, content, or materials included on it.

6. Limitation of Liability

In no event shall Ramón Andrade be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site.

7. Governing Law

These Terms shall be governed in accordance with the laws of Madrid, Spain, without regard to its conflict of law provisions.

8. Changes to These Terms

I reserve the right to modify or replace these Terms at any time. I will notify you of any changes by posting the new Terms on this page.

9. Contact Me

If you have any questions about these Terms, please contact me at: ramon@ramonandrade.com